Healthcare costs seem to rise every year, don’t they? For most businesses, an annual increase in health insurance premiums is simply a fact of life. But what if it didn’t have to be? Imagine a scenario where your healthcare costs stayed the same, year after year. Well, we don’t have to imagine it, because at guHRoo, that’s exactly what we’ve done.
For the past three years, we’ve successfully kept our group healthcare costs at a 0% increase. Yes, you read that right—zero increase. While most companies face annual hikes, we’ve found a way to hold steady. And the impact of that decision has been significant.
Let’s break it down: if we had taken even a modest 5% increase each year (which many business owners would consider lucky), we’d be paying an additional $1,000 per employee every year by now. That quickly adds up, especially for companies with growing teams. Think about how much more your business could accomplish with those savings.
So, how did we do it?
The guHRoo Advantage: ConciergeHR
The key to maintaining these steady costs lies in our ConciergeHR model. This exclusive service allows companies like ours—and yours—to access the kind of benefits typically reserved for large
corporations, but at a price that fits a small or mid-sized business budget.
Here’s what our ConciergeHR model offers:
- Multiple healthcare plans with no age-banded rates, meaning you’re not penalized for the age of your workforce. This keeps premiums from fluctuating wildly based on demographic changes.
- Vision and dental plans to ensure your employees are covered for more than just basic healthcare.
- Short-term and long-term disability insurance (STD and LTD), protecting your employees when they need it most.
- Pet insurance, because we understand that for many, pets are family too.
- 401k retirement plans, giving your employees a clear path to financial security.
By bundling all of these options under one roof, ConciergeHR enables companies to offer a comprehensive benefits package at rates that would otherwise be unattainable.
But this model is about more than just cost savings. It’s about leveling the playing field. Small and medium-sized businesses often struggle to provide competitive benefits packages, especially when compared to larger corporations with more resources. With ConciergeHR, that changes.
Why It’s More Than Just a Savings Strategy
Maintaining 0% increases in healthcare costs for three years straight isn’t just about keeping expenses under control—it’s also about reinvesting in our team. And that’s a strategy that has paid off in multiple ways.
By keeping healthcare costs flat, we’ve been able to offer more to our employees year after year. Think about what your business could do with the savings:
- Better compensation: Those savings can be reinvested in salary increases, bonuses, or other forms of financial incentives that keep your team motivated and engaged.
- Improved benefits: Maybe it’s adding new perks like flexible schedules or wellness programs. When healthcare costs don’t spiral out of control, you’re free to expand your offerings elsewhere.
- More resources: Whether it’s technology, training, or other resources that enhance productivity, those savings can go a long way in boosting your team’s effectiveness.
What’s more, offering a strong benefits package has been a key driver in our recruiting efforts. When competing for top talent, having a benefits plan that rivals those offered by larger companies can make all the difference. Candidates are drawn to employers who offer stability—not just in salary, but in the benefits they provide. Our 0% increase in healthcare costs over the last three years has enabled us to build an incredible team, and we continue to attract top talent because we’re able to offer them the kind of benefits they’re looking for.
How Does guHRoo Make This Possible?
It might sound too good to be true, but here’s why it works: economies of scale. Through our ConciergeHR model, we’re able to aggregate the buying power of multiple small and mid-sized businesses. Instead of facing the health insurance market alone, our clients become part of a larger pool that has the leverage to negotiate better rates. That’s why we’re able to keep premiums low while offering top-tier benefits.
But healthcare savings are just one part of what we do at guHRoo. Along with our PEO services, we also provide payroll management, HR support, and compliance guidance. That means we don’t just help you manage your benefits—we handle the whole package, from payroll processing to employee relations and everything in between.
With guHRoo, you get more than just a payroll provider or an insurance broker—you get a true partner in managing your workforce.
Why guHRoo?
Every year that we avoid a healthcare increase is a year we can focus on what matters most: our people. Our mission is to help businesses like yours achieve the same level of stability and success that we’ve seen firsthand. Whether it’s through keeping healthcare costs steady, improving HR efficiency, or simplifying payroll, we’re here to help you thrive.
If your company is facing yearly hikes in healthcare premiums, it might be time to ask: how are you managing long-term costs? And more importantly, what could you do with the savings if those increases stopped?
Let’s have a conversation. We’d love to help you explore how guHRoo’s ConciergeHR model can offer you the same success we’ve enjoyed—0% healthcare increases, competitive benefits, and a happier, more secure team.
